Choose Your Type of Small Business Loan

Working Capital Loans

Is your business struggling to maintain cash flow? Funding Gate Capital offers working capital loans to help you manage day-to-day business expenses and operating costs with ease.

Short-Term Business Loans

Need fast access to business loans that can be repaid in months not years? Choose short term business loans to provide your business with a temporary capital influx, and close out the loan in 12 to 18 months.

Equipment Financing Loans

Apply for equipment loans to secure capital for buying or leasing business-critical equipment. Ensure the smooth operation of your business with Funding Gate Capital’s Equipment Financing Loans.

How Can You Use A Small Business Loan

As a small business owner, there are many benefits to choosing business loans. Some of them are included below:

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Build Your Cash Flow

Have sufficient working capital to take care of the daily expenses of your business.

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Expand Your Business

Open a new branch for your store or expand your warehouse facility.
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Pay Bills & Consolidate Debt

Clear any outstanding payments to vendors and consolidate any existing debts.

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Give A Short Term Boost To Your Business Finances

Resolve any short term monetary problems encountered by your business.

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Buy or Lease Equipment

Purchase or rent tools, machines, or appliances that are essential for your business.

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Market Your Business to Target Audience

Reach out to your ideal customers through brand awareness and sales funnel strategies.

Where Can You Get Small Business Loans

As a business owner, you have a lot of lending options to choose from. Three major lenders that provide small business financing include:

Small Business Administration (SBA)

This government agency offers SBA loans, also known as 7(A) loans, to small businesses in the United States.

Commercial Banks

Big banking corporations like Bank of America and the U.S. Bank also provide loans to small businesses. Banks and SBA are considered to be traditional lenders.

Alternative Lending Platforms

Online lenders like Funding Gate Capital guarantee fast and easy access to small business loans once approved. In general, alternative lenders have quicker loan approval processes and have less-stringent loan qualification criteria compared to traditional lenders.

How to Apply

Applying for equipment financing from Funding Gate Capital is easy. Simply fill out our quick and easy online application and one of our friendly Funding Specialists will contact you to learn more about your business. Your Funding Specialist can help you decide which financing option is a good fit for your business regardless of whether you need equipment financing or a small business loan. Once you apply for equipment financing, you’ll receive an answer in as little as 24 hours.

 

How Do Small Business Loans Work?

The process of getting a small business loan is done in 4 steps:

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An Application is Submitted

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Lender Reviews Credit Profile

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Credit Decision is Given

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Acceptance and Transfer of Funds

Industries We Serve

Every business is unique. That’s why we strive to tailor business loans to the needs and the nature of your business. Over the years, we have provided loans to many businesses across multiple industries.
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Commercial Trucking Business Loans

Fuel your trucking business with loans tailored for truck companies

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Agriculture Business Loans

Grow your farming business to its fullest potential with small business loans

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Construction Business Loans

Build your business to reach great heights with loans from Funding Gate Capital

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Restaurant Loans

Serve your customers better with loans that serve your business

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Gym & Fitness Center Business Loans

Serve your customers better with loans that serve your business

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Beauty & Wellness Business Loans

Give your business the best makeover with small business loans

FAQ: Small Business Loans

Finding the cash your business needs to pay bills or take on the competition isn’t always straightforward. Like most business owners, you probably have questions about loans and financing options. We put together some of the most common questions about working capital loans to help you get the answers you need.

Many traditional lenders require businesses’ credit scores to be 750 and above to qualify for a business loan. However, alternative lenders do offer business loans to borrowers with fair to excellent credit.

With Funding Gate Capital, small businesses can borrow anywhere between $5,000 to $400,000 depending on their unique business needs.
It depends on the type of loan and the lender you choose to work with. If you choose a business term loan, you would receive a fixed amount from the lender that you need to repay in installments with interest. However, if you take out a line of credit, then you are assigned funds up to a certain limit that you can tap into when you need. Once you repay the entire amount or a portion of the funds accessed, you can again utilize the line of credit in the future.

In this increasingly internet-savvy world, you can apply for business financing online. While some traditional lenders might still rely on old-school methods of processing your business loan, alternative lenders like National Funding make it easy for you to apply for a business loan from your laptops, smartphones, and tablets.

With a traditional lender, the application process can take weeks. Then, if you are approved, you’ll probably wait a few more weeks for your loan funds to come through. On the other hand, alternative lenders like National Funding make it easy to apply and get your loans fast. If approved, you could have your loan funds in as few as 24 hours.1.
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